😅 Peer Pressure, Panic & a Bali Waterslide: A Life Lesson Reinforced 🌊

😱 The Lessons I Learned in Bali… All Started with a Closed Waterslide🌊

Yep. That’s me in the photo — eyes clamped shut, mid-meltdown on a ride my boys swore I had to try. 🙃I can assure you... I was VERY hesitant to post a photo of me in my swimmers !! 😳
But there’s a powerful message behind it — and it’s too important not to share.

Let me set the scene:
We’re at a waterpark in Bali. It’s hot, it’s loud, and somehow I’ve been peer-pressured into riding the park’s most “extreme” slide.

The catch? It’s a fully enclosed tube  (which started out open and went  into a big drop!)— dark, tight, and absolutely not built for claustrophobics like me. 😬 I felt the anxiety rising the moment I stepped into the queue… but I’d already waited 20 minutes. And my kids were watching. 😳

So I did the scary thing.
I got in, heart pounding… and hoped for the best.

And what happened?

👉 60 seconds of sheer panic
👉 Followed by loud, messy laughter at the bottom
👉 Then I ran back up and did it three more times 😆

💡 Lesson 1: The things that scare you? They often lead to the biggest breakthroughs.

Fear. Discomfort. Uncertainty. They’re not stop signs — they’re signals that growth is close.

When you stretch your edges, you discover new parts of yourself.
(And sometimes your new favourite ride. 🎢)

✈️ Lesson 2: Wisdom at 30,000 feet

On the flight home, I picked up The 5am Club — a book I’ve meant to read forever, and somehow it practically jumped off the shelf at the airport.

It got me right in the feels by page 9:

“The place where your greatest discomfort lies is also the spot where your largest opportunity lives.”

And again, on page 17:

“Change is hard at first, messy in the middle, and gorgeous at the end.”

Just like that waterslide.

Whether it’s launching something new, tackling a tricky scenario, or putting yourself out there — if it makes you nervous, you’re probably on the right track. 🚀

☀️ Lesson 3: The power of pressing pause

No phone. No emails. No to-do lists.

Just sunshine, stillness, and space to breathe.

Bali reminded me: disconnection is productive.
When you unplug, you reset. And when you reset, you rebuild momentum that actually lasts.

For NAB Commercial Broker home lending to business customers: 

• You can continue to provide either a one-year tax return or two years financial information, regardless of the LVR.

ANZ – REMINDER!!

• Ensure your applications using 2023 tax returns and financials are submitted before 16 May to avoid needing 2024 documents.

UBANK 
UBANK have successfully transitioned all brokers to their new lodgement platform, Loanapp V2. As a result on the 7th May 2025 they will be decommissioning their original lodgement platform, Loanapp V1. Please submit any deals you have in progress in Loanapp V1, by no later than the 6th May 2025. Any deals that are not submitted will not be accessible post this date and will require a new application in Loanapp V2.

Pepper Money

Education Webinar Recording on income and servicing. Access the session via on-demand video». Simply enter the following passcode: L3DR#1$c

My highlights:

• 95% LVR for owner occ and  investment purchase.
• 1% buffer rate assessment is also available for a 40 year loan term (principal and interest only) both for owner occupied and investment loan – T & C apply.

Interesting Stats:

• The  number of people with multiple jobs has increased by 31% since June 2020!

That's all finance friends,  See you next week!! Kath